Principle of teaching Essay Example for Free

Standard of instructing Essay Keeping up a situation for ï ¬ rst-class advanced education Nine instructive standards support the University of Melbourne’s instructing and learning targets. These standards speak to the common view inside the University of the procedures and conditions that add to ï ¬ rst-class advanced education. The nine standards were ï ¬ rst received by the University’s Academic Board in 2002. This reestablished version of the archive reï ¬â€šects the strong changes the University has experienced from that point forward with the execution of the Melbourne Model. Numerous components of the nine standards are installed in the way of thinking of the Melbourne Model. The arrangement of a companion understanding, the expansiveness part, investigate drove instructing, thoughtfulness regarding the physical and scholarly learning condition, information move openings: these highlights of the Melbourne Model join the nine standards on a basic level, fortifying their significance and the University’s promise to them. Parts of the standards directing information move with respect to educating and learning are the most signiï ¬ cant increments and keeping in mind that they are installed all through the record, they are especially packed in standards two and seven. On a fundamental level two the interrelations between investigate, information move and instructing and learning are portrayed while on a basic level seven the commonsense components of inserting information move in educating and learning are examined. Nine core values 1. An environment of scholarly fervor 2. An escalated research and information move culture penetrating all educating and learning exercises 3. A lively and grasping social setting 4. A global and socially assorted learning condition 5. Unequivocal concern and backing for singular turn of events 6. Clear scholastic desires and principles 7 Learning patterns of experimentation, input and appraisal . 8. Premium quality learning spaces, assets and advances 9. A versatile educational program The nine core values are interrelated and related. Some identify with the wide educated condition of the University while others depict speciï ¬ c parts of the instructing and learning process. Together, these standards reï ¬â€šect the parity of proof in the exploration writing on the conditions under which understudy learning flourishes. Every guideline has an immediate bearing on the nature of students’ scholarly turn of events and their general understanding of college life and past as they set out on a procedure of long lasting learning, whether or not they go to the University as undergrad, postgraduate coursework or postgraduate research understudies. Conventional articulations of convictions, qualities and practices can't totally catch the decent variety and variety present in an enormous and complex University. In any case, the hidden standards introduced in this record remain constant in spite of varieties over the orders in customs of grant and in methods of reasoning and approaches towards educating and learning. To be sure, the nine standards portrayed here help the procedure of interdisciplinary learning supported by the Melbourne Model: they give a system under which instructors from various foundations and controls can cooperate to design, create and give intelligible interdisciplinary learning encounters to understudies. A definitive target of the University of Melbourne’s educating and learning programs is to get ready alumni with particular traits †depicted in the following segment †that empower them to add to our ever-changing worldwide setting in an important and positive manner. The reason for the current archive is to direct the upkeep and improvement of instructing and learning gauges that serve this end. It is an announcement of what the University people group esteems. Thusly, it has optimistic characteristics and the proposals for good practice offered give commendable benchmarks to which the University is submitted inside the accessibility of assets. Duties The support of the University of Melbourne’s instructing and learning condition is the obligation of the entire establishment. This archive identiï ¬ es different University, Faculty and individual duties, however not the entirety of the nitty gritty ramifications apply similarly to all individuals from the University people group. The Academic Board is mindful to the University Council for the improvement of scholastic strategy and the oversight of every scholarly action of the University of Melbourne, remembering the protection of exclusive requirements for instructing and research. It has center quality affirmation capacities, including the endorsement of determination models, the checking of understudy progress, the endorsement of new and changed courses, and the observing of the nature of instructing and learning. The Provost is dependable to the Vice-Chancellor for the lead, coordination, and nature of the University’s scholarly projects and the arranging of their future turn of events. The Provost gives scholarly authority, working in close joint effort with the Academic Board, senior members and expert staff to guarantee the arrangement of responsibility, spending plans and activities in the conveyance of scholastic projects and steady, top notch understudy support. The Academic Board and Provost together guarantee that the University: †¢ perceives and remunerates greatness in instructing through its arrangements in staff enrollment, choice and advancement rules; †¢ gives broad chances to proficient improvement in educating and learning; †¢ underpins and advances inquire about drove instructing; †¢ creates and keeps up great instructing and learning spaces and assets; †¢ puts high significance on the spot of information move exercises in making its degrees pertinent and particular and supports its staff and understudies in seeking after such exercises; †¢ empowers and supports inventive ways to deal with educating and picking up, including through the use of headways in data and correspondences innovation; and †¢ gives components to on-going educational program audit including all partners (understudies, network, industry, proficient affiliations, and scholastics) of the substance, structure and conveyance of courses and the learning encounters of understudies. The University is focused on the grant of instructing in the conviction that scholastic staff in an examination drove condition ought to apply academic standards to instructing and to the administration of understudy learning. By and by, the grant of instructing includes scholarly staff being acquainted with and drawing on examination into the connection among educating and understudy learning. It likewise includes assessing and reï ¬â€šecting on the consequences for understudy learning of educational plan structure, information move exercises, showing styles and ways to deal with evaluation. The current record is intended to help thought of the University’s commitments as far as the grant of instructing and to aid the survey and improvement of the nature of individual educating rehearses. Understudies have obligations also for the nature of instructing and learning. The viability of an advanced education condition can't be communicated just regarding the test, help, backing and assets gave by showing staff and the University as an organization. Understudies have integral duties. Understudies have duties regarding their own advancement through their degree of commitment, responsibility and time gave to consider. Understudies additionally have commitments to add to the creation and support of a compelling in general instructing and learning condition. These commitments include: †¢ working together with different understudies in learning; †¢ adding to the University people group and partaking in life past the study hall; †¢ building up a limit with respect to enduring multifaceted nature and, where suitable, equivocalness; †¢ regarding the perspectives of others; †¢ being reï ¬â€šective, imaginative, liberal and responsive to new thoughts; †¢ effectively taking an interest in conversation and discussion; †¢ looking for help and direction from staff when important; †¢ tolerating the obligation to move towards scholarly autonomy; †¢ being comfortable with the Graduate Attributes and deliberately endeavoring to secure them; †¢ regarding and agreeing to the shows of scholastic grant, particularly as to the creation of thoughts; and †¢ giving thought about input to the University and its staff on the nature of instructing and University administrations. The Attributes of University of Melbourne Graduates The University of Melbourne Graduate Attributes are more than basically an optimistic vision of what the University trusts understudies may become during their candidature. They can be utilized for all intents and purposes to direct the arranging and advancement of educating, information move and research to guarantee the University’s understudies secure the experience, abilities and information vital for graduates in today’s complex worldwide condition. Graduate Attributes The Melbourne Experience empowers graduates to turn into: Scholastically magnificent Graduates will be required to: †¢ have a solid feeling of scholarly respectability and the morals of grant †¢ have top to bottom information on their expert discipline(s) †¢ arrive at a significant level of accomplishment recorded as a hard copy, conventional research exercises, critical thinking and correspondence †¢ be basic and inventive masterminds, with an inclination for proceeded with self-coordinated learning †¢ be skilled at learning in a scope of ways, including through data and correspondence advances Educated across disciplines Graduates will be relied upon to:

Development and Promotion at North Atlantic Hospital Analysis Essay

Improvement and Promotion at North Atlantic Hospital Analysis - Essay Example Also, they were progressively intrigued to work for their own improvement instead of helping doctors or junior doctors to get advanced. So Dr. Harris considered the strategies that were followed in different offices. Dr. Harris alongside Dr. Cook reviewed different doctors and meeting pioneers, to take recommendations on directing profession gathering in their specialty consistently. A few suggestion and grievances came up, for which arrangements were found and a legitimate structure of overseeing profession gathering for the Department of Anesthesiology was readied. The vocation gathering is important on the grounds that it would dissect the presentation of the office in general and help them to set objectives for future. Chapter by chapter guide Executive Summary 2 Introduction 4 Question 1: Who ought to be the meeting chiefs? 5 Question 2: Would the gatherings be uniform over all doctors? 6 Question 3: Once gathering pioneers were chosen, in what capacity would it be advisable for them to be matched with doctors? 7 Question 4: Should the meeting conversations center exclusively around doctor improvement, or would it be a good idea for them to likewise think about issues of general execution and remuneration? 9 Question 5: How might the division perceive gathering pioneers for their time and speculation? 10 Conclusion 11 Reference 13 Appendices 14 Introduction Hospitals are foundations created with the end goal of treatment as well as for the individual profession advancement of the clinicians and doctors. Likewise North Atlantic Hospital in Atlanta was additionally a clinical school which was associated with regarding patients as well as in innovative work programs for doctors, clinicians and instructors. Dr. Elizabeth Harris turned into the seat individual of the Anesthesiology division in the year 2009. This was among the greatest branches of North Atlantic Hospital. It was her business to learn the best possible working of her specialization. Dr. Lesley C ook, the bad habit director of the office helped her in this undertaking. Dr. Harris examined the past review results to comprehend the way that the specialists were not happy with their activity since they were paid less for the work that they do. In addition, there was no appropriate evaluation framework winning inside the division (Mondy 5). The seniors didn't productively speak with their subordinates. So there was a correspondence hole between the senior doctors and the right hand doctors. This not just debilitated the criticism procedure inside the office yet additionally crumbled the nature of treatment. The division likewise needed polished methodology and they had no hierarchical objective or dreams to lead them. Everybody was engaged with advancing their own work instead of moving in the direction of the shared objective of the division. In this situation, Dr. Harris joined the medical clinic. It was imperative to fix things in light of the fact that The North Atlantic Hos pital had an awesome notoriety among the clinical understudies and youthful scientists. They all sought to join establishments of such status and seek after their clinical training and research. The division comprises of for the most part Clinicians likewise called doctors and Research Physicians. Clinicians-The agents are doctors who invest 80 percent of their energy in rewarding patients, exploring illnesses and 20 percent of time in finishing the managerial obligations of the office. They additionally now and again helped the examination doctors in inquire about exercises and co-composing different books.

Hul -Strategies Free Essays

Because of the nonstop endeavors of the top cleanser marks in India infiltration of shampoos in urban zones is practically 100%. To the extent entrance of cleanser in the country zones is concerned it has ascended by practically 18% in the present situation. the cleanser advertise in India is esteemed at Rs 4. We will compose a custom article test on Hul: - Strategies or then again any comparable subject just for you Request Now 5 bn with the entrance level at 13% as it were. The market is relied upon to increment because of lower obligations and forceful showcasing by players Shampoo is additionally accessible in a sachet, which is moderate and makes upto 40% of the absolute cleanser deal. The Indian cleanser advertise is described by a twin-advantage stage: restorative and hostile to dandruff. It is fundamentally an upper white collar class item, as over half of the purchasers utilize conventional can cleanser for washing hair. While the mindfulness level is high, the entrance level is low even in the metros which is just 30%. Urban markets represent 80% of the all out cleanser advertise, The infiltration level is quickly expanding because of decrease in extract obligation, which was 120% in 1993 to 30% as of now. Hindustan Unilever Ltd drove hair care deals in 2010, with a 19% worth offer, trailed by Dabur India Ltd India, Marico Ltd and Procter Gamble Home Products Ltd India. These four organizations represented practically 49% of significant worth, by righteousness of their solid brands in shampoos and conditioners. Buyer merchandise mammoth Hindustan Unilever today said it is taking a gander at cornering over 13% of the cleanser showcase next monetary with its driving hair care brand Dove in the following financial. â€Å"We have just propelled these items comprehensively. Today we have propelled it in this market. With this we hope to increase 13-15% piece of the overall industry in FY13,† HUL General Manager, Hair Care Business, Piyush Jain, told PTI here. He further stated, â€Å"the organization entered the hair care fragment in 2007 and from that point forward we have accomplished a piece of the overall industry of 10%. † The cleanser advertise is evaluated to associate with Rs 3,500 crore. To accomplish the objective, the organization today propelled its Dove feeding oil care scope of items †oil care cleanser, day by day treatment conditioner, oil care week by week vita-oils fix cover and oil care vita-oil serum †in the top notch class which contains a mix of vita oils ncluding coconut, almond and sunflower oils. Pigeon, which at first began as cleanser brand, has expanded into the hair care and antiperspirant sections as of late. we have accomplished a piece of the pie of 10 percent. † The cleanser advertise is assessed to associate with Rs 3,500 crore. (IBN Live oct 2011) But on the off chance that HUL, the pioneer in shampoos with a piece of the pie of around 44% through its Sunsilk, Clinic Plus, Clinic All Clear and Dove brands, was to react to PG’s move with portion of 24%. apr2011 The most effective method to refer to Hul: - Strategies, Papers

How to Write a Psychology Research Paper - Paperell.com

The most effective method to Write a Psychology Research Paper The most effective method to Write a Psychology Research Paper The exploration paper is a troublesome work since it ought to contain another glance at logical thoughts that were recently voiced in the logical world. It isn't permitted to just discount from the Internet regardless of whether you utilize more than one source. Obviously, you can utilize look into paper composing serviceâ for help. Research brain research paper should resemble an autonomous logical work with logical oddity. It ought to present something new in the field of information that is being explored.Its sufficiently hard to put new undertakings or find new thoughts on the subject of what has just been examined before you. Regardless of this, alumni of the school and college ought to essentially compose this paper. What's more, in the event that you tune in to a few valuable tips and do everything right, at that point your logical diagram won't become a nightmare.Simple Steps To Writing A Good Psychology Research Paper!Before you begin composing an examination paper for brai n science, you ought to painstakingly contemplate the international IDs of fortes, as from these claims to fame you will later pick a theme. There are in excess of ten specializations, and in every one of them has from ten to forty territories of research.Having considered the identifications of every one of these strengths, you will have the option to choose which of them is all the more fascinating to you.What are the most essential specialties:Developmental PsychologyHistory of brain science, general and individual psychologyPolitical PsychologyPsychophysiologyCorrectional psychologyPsychology of building, ergonomicsPedagogical psychologyMedical or clinical psychologyLegal psychologySocial psychology.Once you have chosen the claim to fame, painstakingly read its visa once more. You can peruse this article The six most intriguing brain science papers of 2015 to discover some motivation. Next, you have to finish all paper in brain research take a shot at a standard format. Plan the article and the subject of the task, make a brief sentence, where you will detail the subject of the anticipated research. From that point onward, set up an idea of work, which incorporates assignments, objectives, oddity, logical positions, their unwavering quality, the importance of the picked theme, etc. In light of this idea, you will have the option to draw up an arrangement for your future content. After you do this, you can present the arrangement and the idea of the proposal to the logical manager for endorsement, when the individual in question can offer comments or give suggestions. Having acclimated with them, you should alter the arrangement and idea, at that point you can compose an arrangement prospect study, audit the writing. If you don't mind note that the arrangement plan ought contain sections, yet in addition passages and sub-sections. At that point for every one of them, you have to deliberately choose the material. After this, in view of the material that you have gathered, you can begin composing brain research look into paper plot with the presentation part.The structure of the logical work in brain science has its own qualities. After the presentation, there is a generous hypothetical part with a profound measure of references to articles, books, and monographs of local and outside specialists. Be that as it may, substantially more significant is the handy part. Its premise is a mental investigation applied research, affirming or invalidating the proposals of the past piece of the work. In the mental sciences, there are levels of popularity on the techniques for explore. You should give this unique consideration. From the logical oddity, down to earth worth and rightness of the association and direct of applied research, the fruitful result of the safeguard of the bosses proposal in brain research depends. In the event that something turned out badly and you see it as unreasonably hard for you, there is constantly a variation to arran ge an examination paper on the web. It will make your life path easier.How To Write A Psychology Research Paper?In the absolute first estimate, any logical research, including mental research, experiences three phases: 1) preliminary; 2) the fundamental one; 3) the last one.At the primary stage, the objectives and destinations of the examination are figured, a direction is made in the totality of information in this field, a program of activities is drawn up, hierarchical, material and money related issues are settled. At the primary stage, the real research process is performed. The researcher, utilizing unique strategies, comes into contact (straightforwardly or in a roundabout way) with the article under investigation and gathers information about it. At the last stage, the information are prepared and changed over into the ideal outcome. Inquires about are related with the objectives set forward, clarified and remembered for the current arrangement of information in this field.R elying on either idea, the specialist advances a suspicion that, as he would see it his/her sentiment, can fill the data deficiency on this issue. This presumption as a logical speculation and ought to be checked later on by inquire about exercises. A speculation is a logically grounded explanation of a probabilistic sort about the quintessence of the contemplated marvels of the real world. You ought to discredit or protect the theory in the conversation area of your analysis paper.Fress calls the productive speculation great and offers its signs:The (issue) ought to be measurable and enough;Plausibility, i.e., consistency with logical information, however there may likewise be components of new information in it;Verifiability.If you realize how to compose an exploration paperâ already, there is one more interesting point. You need to locate a decent point! On the off chance that you have issues finding a reasonable subject, you can look at these 100 incredible topicsâ and discove r a few thoughts for your paper.Now you have to pick one of the strategies for the work. All strategies utilized in mental research can be isolated into four groups:Organizational methods;Empirical techniques for acquiring logical data;Data preparing techniques;Interpretation methods.Writing of unique logical paper varies little from the work on different themes theory. It is constantly a tremendous work, looking and contemplating several logical papers, creating and directing your own examination. On the off chance that an alumni understudy needs more time for all the abovementioned, the accomplishment of the proposition content is being referred to. All subtleties ought to be thought of, as APA organization of references, book reference, and the general work plan. Difficult to make it snappy and with the high-caliber. It will require some investment, vitality and most likely will make you upsetting, yet it is worth it!In end, feature that you generally can request help when you ne ed it, there are numerous administrations on the Internet or perhaps a portion of your companions, educators or tutors can offer you some pragmatic guidance.

Key Strategies To Reduce Your EFC

HomeFinanceFinancial aidKey Strategies To Reduce Your EFCThis page may contain affiliate links.Oct 13, 2019I have two teen boys, ages 12 and 14 (yes, your prayers are appreciated). Like most teens, they don’t always listen. Since they were very young, though, I’ve explained to them that almost every decision they make or action they take in life will have a repercussion. Some will be good, and some will be bad, but in the end, they are responsible for the repercussions of their actions. As parents, life complicates this adage significantly. Sometimes the actions we don’ttake can hurt us. To confuse things even more, sometimes we do not even realize we are at a decision point, so of course we take no action and we unknowingly miss an opportunity. The steps you need to take to minimize your EFC fall directly into this category, as you would need to take steps in your student’s sophomore year of high school or earlier to fully and effectively plan to minimize your EFC. But no matter where you are in the FAFSA filing process, I’ll give you a few ideas to lower your EFC and to increase your needs-based aid for college. Note that some or all of these concepts may not be appropriate for everybody, so please consult a qualified college financial planning expert before proceeding. Minimize Parents’ Income in Base Year In Part 1 of my explanation of how EFC is calculated, we noted that the parents’ income (after reductions for taxes and an allowance) is included in the EFC at 47% on amounts exceeding $33,100. By far, this is the biggest contributor to the EFC of most families. Since assets are assessed at only 5.64%, lowering parents’ income in the base year is 8 times more effective in lowering EFC than minimizing parental assets. But here’s the problem: the parental income that feeds your student’s FAFSA for their first year of college comes from the calendar year that spans the spring of their sophomore year to the fall of their junior year in high school (i.e., the â€Å"prior-prior† year from when college starts). The biggest inflator of your EFC is the one you likely were not even thinking about at the time.Families should try to minimize their taxable income in the sophomore-junior year, but it’s not as simple as using the tax advice from your CPA. For example, you can’t just increase your pretax contributions to retirement plans (such as 401(k)s or IRAs) to lower your taxable income as these contributions must be added back into income for the FAFSA. So FAFSA treats this situation as if you did not even make the contribution. Worst yet, remember in Part 1where we learned that you get a deduction on the FAFSA for your income taxes? After increasing your retirement deductions, your income taxes on your 1040 (and the tax deduction on the FAFSA) will be lower, which will trigger a higher EFC. Therefore, you may want to consider using a Roth 401(k) or a Roth IRA instead. Why a Roth? Since you do not get a deduction for contributing to a Roth, there is no add back on the FAFSA form. Secondly, since your taxable income is not reduced by the amount of the Roth contribution (like it is with a regular IRA or 401(k) contribution), your federal income tax (and more importantly the tax deduction on the FAFSA) will be a bit higher. Finally, Roth IRA contributions (but not the growth in the funds) can be withdrawn penalty and tax free at any time and can be used for college (see Parent’s Asset section below). You can also use a distribution from a regular IRA to pay for college and not have to pay a penalty. However, since you likely received a tax deduction when you contributed to the regular IRA, you will have to pay income taxes on the amount withdrawn, plus you will have to report this IRA distribution as income on a future FAFSA. Other non-taxable income such as municipal bond interest, child support, untaxed portions of IRA distributions (including Roth) or pension distributions must also be added back, so take any distributions prior to the base year if you can. (See the Parent’s Asset section below on how to time untaxed Roth distributions.) Parents do not need to report gifts or inheritance received as income, but the assets will be reported if still on hand when the FAFSA is filed. Here are a few other ways you can lower your income in the base year: Business owners (to an extent) can defer income and accelerate deductions in the base year. For those of you with mutual funds that generate significant capital gain distributions, consider selling these funds (prior to the base year if at a gain, in the base year if at a loss) and investing the proceeds in Exchange Traded Funds (ETFs) which have significantly less capital gains distributions. Defer any stock option exercises until after the base year (or exercise in the year before the base year). If you are thinking about taking that leave of absence from work, or if you need time under the Family Medical Leave Act to care for a loved one, the base year is an ideal time to take it! Student’s Income and Assets After a student’s income is reduced by taxes and a $6,570 allowance, it is assessed at 50% for inclusion in the EFC. Most students with a part-time job will not breach this allowance. However, any gifts or inheritance received or distributions from 529 plans held by those outside the immediate family (i.e., grandparents, uncles, aunts, cousins, etc) will need to be reported as untaxed income to the student. Do not take distributions from these 529 plans held outside the immediate family until the student’s sophomore-junior calendar year, as that income will not be reported on the student’s final FAFSA. Since student owned assets are assessed at 20% on the FAFSA (25% on CSS Profile), students can and should move assets out of their names. Instead of leaving their hard earned money in a checking or savings account, students could contribute that money into a Roth IRA (up to the lesser of their earnings or $5,500). Since retirement accounts (including Roths) are not assessed on the FAFSA, none of the money shifted will be assessed. One very positive aspect of the Roth IRA is that the student can withdraw the money contributed (but not the earnings) penalty and tax free for college at any time, but they should exercise caution. Withdrawals from the Roth will be added to the student’s income for FAFSA purposes as untaxed income, so the student should wait until at least his or her sophomore or junior year in college so that the income will not be included on their final FAFSA. Students with excessive cash should also pay off any credit card or other debts they have. If they still have cash or investments on hand, they may want to fund their own UGMA/UTMA 529 plan. Since 529s owned by any immediate family member are assessed at the parents’ 5.64% rate (instead of 20%), students can decrease their EFC more than 14% of the amounts shifted. Parents’ Assets – The Final Option Unfortunately, families that may have missed the opportunity to minimize their base year income are left with parental asset minimization as the only significant option to reduce EFC. Parents’ assets are assessed at 5.64%, and while that is much lower than the student’s asset assessment rate, many feel the assessment is not fair. After all, parents may have diligently saved for their student’s education and denied themselves vacations and other luxuries only to learn that their â€Å"reward† is to lose financial aid. While the following strategies to shift assessable assets out of the parents’ names will reduce your family’s EFC, they may not be appropriate for everybody. For example, shifting $100,000 of cash earmarked for college to the family’s mortgage will lower the EFC by $5,640, but the family may be in an unenviable liquidity crunch if the sole breadwinner loses his or her job shortly thereafter. Each family should consult a financial advisor before implementing one or more of these strategies: For households with home equity, apply for and establish a Home Equity Line of Credit (HELOC) with a reputable financial institution. Keep this HELOC in place just in case you need emergency funds in case of a job loss or other cash squeeze. Pay down debt – After the HELOC is in place, parents with excess cash should pay off credit cards, car loans, or their own student loan debts. Make home improvements – Thinking of re-doing your kitchen or your master bathroom? Why don’t you speak to a contractor and pay for those improvements now? Home equity is not assessed on the FAFSA, so these improvements will not decrease your FAFSA financial aid. Even if you file the CSS profile (which does include home equity), the fair market value or assessed value of your house will not go up immediately, and if it eventually does a few years later the increase will be less than the amount of your improvements. Make gifts to grandparents (or aunts or uncles or cousins). For 2018, each individual can make gifts of up to $15,000 to any one individual without having to file a gift tax return. Therefore, a married couple could shift $30,000 to each grandparent or a total of $120,000 each year if all four grandparents are alive, and the grandparents could contribute those funds to a 529. The grandparents’ 529 money should not be used to pay for college until the student’s sophomore-junior calendar year, as these 529 distributions (from 529s not held by immediate family members) will be treated as income to the student on the FAFSA and assessed at 50%. Contribute to a Roth IRA (if you meet income limitations) or consider a non-deductible IRA contribution. Either IRA contribution will remove the assets from being assessed for financial aid purposes, but you can only contribute $5,500 (or $6,500 if you are 50 or over) per person per year. The Roth IRA rules allow you to withdraw your contributions tax and penalty free at any time, and you may be able to withdraw the earnings penalty freeif you are under 59-1/2 (but you will still owe income tax on the withdrawn earnings). Withdrawals from a regular IRA for college would be penalty free, but the portion of the withdrawal relating to income would be subject to regular income tax. Shift cash into a 529 plan if your state gives you a state tax deduction. The cash will still be assessed at FAFSA’s 5.64%, but if you get (for example) a state tax deduction at 3.07% like we get here in Pennsylvania, you narrow the impact of the FAFSA assessment. While FAFSA will assess on the 529 balance each year, using your 529 money for school in the early years (in lieu of subsidized loans or other tax credits) is often not the best strategy. Cautionary Advice for Parents Unfortunately, there are some college financial advisors out there that see the complexity of college funding as an opportunity to put a commission in their pockets by selling you an insurance product or an annuity. My colleagues have covered this area well, so I will simply refer you to a terrific article written by Troy Oninkin Forbes a few years back. Declaring Independent Status Wouldn’t it be wonderful if we could all lower our EFC by excluding the parents’ income and assets altogether! You can if the student qualifies for independent status, but qualifying for independent status is more easily said than done. The complete criteria for declaring independent status is specific and limited. If your high school student is unmarried and without children or dependents, and they are not serving on active duty in the US Armed Forces, one of the following statements must be true to claim independent status: At any time after turning 13, both parents are deceased, the student was in foster care, or the student was a ward or dependent of the court. The student has a legal guardian as determined by the court or the student was an emancipated minor. The student was homeless or self-supporting and at risk of being homeless With respect to claiming independent status, it doesn’t matter if your parents choose not to pay for your college. It also doesn’t matter if your parents do not take you as an exemption on their tax return. It also does not matter if the student is financially independent. You must answer yes to one of the ten questions listed. If your student does qualify for independent status, only the student’s income and assets are included on the FAFSA. An independent student will qualify for the simplified EFC formula (and not have to report their assets) if they meet the criteria listed on page 6 of the 2019-2020 EFC Formula Guide. For those independent students that do not qualify for the simplified formula, the student’s assets will be assessed at 20% (not 5.64%), and the asset protection allowance for those under 26 is $0. Wrap Up Hopefully you will be able to leverage a few of these ideas to squeeze a few more dollars of aid out of the system. As I noted earlier, most parents are unaware that they should be focusing on financial aid during their students’ sophomore year of high school. You can change this! Former Notre Dame Football coach Lou Holtz once said, â€Å"Life is 10 percent what happens to you and 90 percent how you deal with it.† In this spirit, forward this article on to other parents who have high school freshmen and sophomores, and make them aware that this planning opportunity awaits them.

College Essay Questions

College Essay Questions December 10, 2013 A good writer can excel writing in any medium. This years National Book Award Winner, James McBride, is a case in point. A number of folks who read our post recently about weird college essay questions  expressed to us that good writers can write well no matter the college essay question. And these folks are exactly right. A good writer is a good writer. It doesnt matter if that person writes newspaper articles or movies or fortune cookie sayings. It doesnt matter if the college essay question asks about your most significant activity or what YOLO means to you. Its your chance to show your creativity, your inner voice, your personality. Its your chance to show what makes youyou. A good writer doesnt care what the essay question is and they can often shape their answer to any question. Because thats what good writers do. It often frustrates us when parents ask what question on the Common App. is the essay weve worked on with their child addressing? Hello! Read the essay prompts for the Common App. Personal Statement again. And again. Youll notice that theres a question there that is essentially the same as every other year, one that allows you to write about whatever is important to you. If you dont see that when you read the question, read it over again. We at Ivy Coach are firm believers in the notion that a good writer can excel in writing within any medium. Heck, weve seen this put to practice. Lets take the great American author, James McBride. James is the winner of this years National Book Award in fiction for his latest New York Times bestseller The Good Lord Bird. He started off as a journalist. He then wrote a memoir about his childhood about growing up black with a Jewish mother that became so popular that its required reading in classrooms across America now. Then he started writing fiction and movies with Spike Lee. And hes now adapting one of his books, Song Yet Sung, with his producing partner, our Founders son, as a television miniseries on the Underground Railroad for FX. From journalism to non-fiction to fiction, movies, and television, James McBride has demonstrated that a good writer is a good writer irrespective of medium. The same is true of college applicants with their college admissions essays.

Horrors of a Slave Ship Essay - 853 Words

Jill Knierim The Horrors of a Slave Ship History 1301-Villarreal Due Date: 3/8/13 The article, The Horrors of a Slave Ship, is first person point of view account of the capturing of Olaudah Equiano. He tells the story of how he was captured from his home while his parents were away to be used as a slave. The article starts off with Olaudah and his sister being captured while their parents were away. They were taken into the woods, tied up, and forced to travel bound without food. After many days of traveling, Olaudah and his sister were separated. From that point he was passed around and finally landed in the hands of his first owner. His first owner was a smith and Olaudah worked in his shop. He was there for about a month†¦show more content†¦He was quickly bought again by a wealthy neighbor and her son. Under this master, Olaudah was allowed to dine at the table with them and felt that he was adopted into the family, so much so that the son would not eat until Olaudah had gotten his food because Olaudah was older. This home was great and allow ed him to forget about the hard times of a slave. Then, suddenly Olaudah was taken from this home and transported to the slave ship. Aboard the slave ship he was restrained and beaten for refusing food. All the slaves on the ship were living in very close uncomfortable quarters. Some were tied down and those that weren’t were watched very closely so they could not escape. If someone tried to jump off the boat to escape, they were severely punished and beaten. While the ship was at the coast, all the slaves on the ship were forced below deck where the smell of body odor and excrement was breathtaking. Diseases were spread among the slaves in these tight quarters and many slaves died due to the unfit conditions. Once the ship reached Barbados, everyone aboard the ship was forced ashore and into the merchant yard. Here they were sold once again. The author of this article experienced the ups and downs of being a slave and intends to inform people through this article. Olaudah told all about his different experiences of being a slave from being taken from his home while his parentsShow MoreRelatedThe Horrors of a Slave Ship1030 Words   |  5 Pagesâ€Å"The Horrors of a Slave Ship,† describes in detail, the tragic experiences of Olaudah Equiano as a captive slave. Equiano suffered many sleepless nights; he was flogged and kidnapped multiple times. In the article, the author is trying to give the reader the feeling by giving details of the brutally floggings and desperation as many slaves suffocated to death as they were placed in an overcrowded deck. Overall, the author tries to give readers their point across of the difficulties in being a captiveRead MoreThe Horrors Of A Slave Ship : By Olaudah Equiano2077 Words   |  9 PagesSydney Perez Lopez History 1301 MW Professor Lewellen November 18th, 2015 E-reader Assignment The Horrors of a Slave Ship: By Olaudah Equiano {pg. 108 – pg. 117} The main focus of the document, The Horrors of a Slave Ship, is over a topic of a young boy given the name Gustavus Vassa who shared his story of his own slavery experience. He writes about a journey of heartbreak and terror and all of the restrictions he endured. He first describes the day he was kidnapped, then all of the families heRead MoreEssay Olaudah Equiano1130 Words   |  5 PagesAfrica untill he arrived at the coast where he was loaded onto a slave ship. While crossing the Atlantic to Barbados onboard the slave ship he and his countrymen were subject to horrors you could hardly imagine. Equiano tells about the horrors and torture slaves face not only on the slave ship but also on plantations and many other aspects of a slaves life. Equiano experienced almost all parts of a slaves existence. He was a slave throughout Africa, England, and the New World. Equiano is boughtRead MoreOlaudah Equiano And Mary Rowlandson Essay1264 Words   |  6 Pageshard conditions, facing unb earable horror, and events that deteriorated their lives forever, both Mary Rowlandson and Olaudah Equiano share similar experiences they encountered in their lifetime, as well as differences, allowing us to compare the two and the hardships they faced. As Mary Rowlandson and Olaudah Equiano had variation between both of their experiences, such as gender roles and different ages and past life, they both experienced relatively the same horror nobody should have to experienceRead MoreSlave Ship Analysis844 Words   |  4 Pages Slave Ship Karl Volkmar Western Governors Universityâ€Æ' Slave Ship Slave Ship was painted by J.M.W. Turner in the year 1840. At first glance, the sky and the ship in the background stood out to me above all else. The intensity of the brushstrokes and the colors of the sunlight set the stage for the powerful scene in the water. Between the strong waves in the water and the hands reaching out in desperation, this painting truly captures the horrors of the ships used to transport slaves. One aspectRead MoreEquiano s From The Interesting Narrative Of Olaudah Equiano980 Words   |  4 PagesOlaudah Equiano’s â€Å"From the Interesting Narrative of Olaudah Equiano† is written with the intent of ending the slave trade and aiding the abolitionists’ movement. His narrative tells his personal story of kidnapping, being sold into slavery and his experience in the middle passage. According to this account Olaudah Equiano grew up in Africa with a large family. He was captured and sold into slavery at age eleven. As an adult he became an o pposing voice to slavery. This autobiography was publishedRead MoreThe Slave Ship By Marcus Rediker1415 Words   |  6 PagesThe Slave Ship was written by Marcus Rediker and it tells several accounts of the African slave trade as well as the world of the middle passage. The author discusses the nature of the slave ship and the African paths to the middle passage. Rediker also mentions the lives of historical figures (Olaudah Equiano, James Field Stanfield, and John Newton) and the roles that they had during the Atlantic slave trade. For the African captives, the sailors, and captains, the slave ship was seen as a woodenRead MoreEssay on Olaudah Equiano1220 Words   |  5 Pagesdocumentations in historical books, the history of the twelve million African slaves that traveled the â€Å"Middle Passage† in miserable conditions would not exist. Olaudah Equiano contributes to this horrid history with The Interesting Narrative of the Life of Olaudah Equiano. Through this narrativ e, the appalling personal experience of each slave is depicted. He accomplishes his rhetorical purpose of informing the world of the slave experience in this narrative. His use of unique style and rhetorical devicesRead MoreThe Slavery Of The Slave Ships1157 Words   |  5 Pagesonboard the slave ships became a constant battle for survival, as the gruesome conditions below the deck presented formidable physical health problems. Burnside describes the African slaves descent into hell: Once aboard the ship, the prisoners entered a frightening new world†¦Whatever miseries they had experienced in Africa were nothing compared to the ordeal they now faced, and however ignorant they were of the exact course of the nightmare would take, they could sense the horror. Some of theRead MoreOlaudah Equiano The Middle Passage Analysis839 Words   |  4 Pagesthe cruelty and wickedness of men. It is clear that Equiano was a slave in another household in Africa and was sold and placed on the ship to be sold to another master in another country. From the time Equiano boards the ship, he finds the white men or crew he encounters as bad spirits and does not know what to make of their widely differing complexions, long hair and different language. From Equianos initial boarding of the ship to the arriving in Barbados to be sold off in a lot, the crew and